Having dental treatment can be a significant investment, and we will always do what we can to give you options that sit within your budget. We accept cash and all major credit cards. If you’re looking for ways to spread the costs of your dental treatment, then our 0% finance or low-interest credit offer an easy and affordable route to quality dentistry.
You will qualify for interest-free finance if you will be spending more than £350 on your treatment, and payments can be made over a 6, 10 or 12-month period (subject to status). If you would prefer to finance your treatment over a longer period, other options are available.
Are you considering treatment, but are unsure about the best way to pay for it? If so, you might be interested in the payment plan[s] we offer to fund your treatment.
How do I apply?
You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.
How much can I borrow?
You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How much are the repayments?
Obviously this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
Want a rough idea of what your monthly repayments could be? Try our Finance Calculator below to find the best options for your budget. Alternative see Denplan.
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193, and the lender is Shawbook Bank Plc.